Life Changing Finance #1 – Understanding The Impact Of Money On Your Quality Of Life

Tai Zen: What’s up, this is Tai Zen. I’m driving back from Pinnacle of Florida, back to the great city of Dallas locating in the state of Texas for anyone that’s outside the US. I got my buddy, the doctor with me.

In this video, I wanna share with you some interesting stuff that I discovered about making money. I don’t know what else to call it, this is a topic that my friend and I often talk about and discuss. Right now, I’m just gonna call it the impact of money on people’s lives.

The impact of money and how it affects your quality of lives. If you come up with a better terminology, let me know and I will mention it in the future cause I want a shorter label for it. Right now, it’s the closed thing that I can think of, to call it the impact of money on a qualitative life.

So back when I was young and I didn’t have any money, I couldn’t have any money, I was struggling, I could not buy a soda throughout my teenage years and my 20s and stuff. I did not have a lot of money, I really didn’t make money until after 35 years old. And that was when I made money for the first time, that was probably the first time that I made over $35,000 a year when I got to 35 years old.

I got my friend here, the doctor, he grew up in a rich family, correct? And most of his life, he made over a million dollars a year. So, he’s gonna share with you 2 perspective, one from the rich and one from the brokeass point that I came from. So I’m not white, and I didn’t grow up rich as this did.

So what happened was the first time that I made $50,000 a year in my life, it was a very big deal. When you’re not making money, and all of sudden you’re making $50,000 a year in your life, that makes a world of difference in your life. What I mean by that is that now you can eat whatever you want, you can pretty much drive whatever car you want, and make payments on each month, any kind of decent cars you can drive.

You won’t be able to drive a Lamborghini or Ferrari or supercar, but anything else below that, you can drive it. You have the ability to take a girl out, go to the movies, take her out. You the ability to go on trips, flight from one city to another, take the bus, take the train.

So there’s a lot of things that you can do in your life once you make the first $50,000 a year. And I’m talking about it in the early 2000s. In the future, if you’re listening to this, 100 years later or something, you might count for in plating.

But at this moment, 2016, for the last 10, 15, 20 years before now, and probably up into the next 5 or 10 years later into the future, $50,000 makes a huge impact on your life. You get a cell phone, you pay your bill, you own place to live, you won’t have to live with your parents anymore, you don’t have to have roommates, you can actually independent with that $50,000 a year.

As long as you’re not crazy, as long as you don’t have a drug habit, you can smoke weed and stuff, and that would be plenty of money for you to do. With $50,000 a year, you can still have money left over at the end of the year to invest into Cryptocurrencies, into Stocks, into the Forex market, into oil, into gold, silver, things like that, into Firearms, there’s a lot of things, the little thing that you can invest in.

Obviously, I have a reference for investing into Cryptocurrencies, because that’s the only access classes on the world that will give you 100%, 1,000%, 10,000%, 100,000%, and even 1 million percent profit. There are no other access classes in the world forever in human history that’s ever been capable of getting those types of return for you in less than a year or 2 years or 3 years or 4 years.

Only Cryptocurrencies, only the access classes or the only investment products that you can invest in and get those kinds of percent returns. So what happened was when I finally got from $50,000 a year to making $100,000 a year, it looks like I made the double amount if money, but the impact, the extra, the second batch of $50,000 of my life did not make that big of a difference.

And what I mean by that is that I’m still able to drive the same car, I’m still able to eat the same food, I’m still able to travel and flight to the city that I want to, I’m still able to take a girl for now, I can support 1 child or 2 children in America. But pretty much, my life has not changed. I can still go to the movies, I can still go to amusement parks, I can still eat at the restaurant that I want to.

And let’s say that I want more luxurious cars or something, I can do that. But the luxury of the car that you have, when you drive like a BMW or Mercedes, it’s not that significantly. To me, in my mind and most people’s mind, it’s not that significantly different from driving a Honda Course or Toyota Camry or a Lexus or Current, not that’s significantly different.

Now if you ask some people that drive those 80, 90 thousand hundred dollars cars, they’ll say that it’s different, but really the reality is not that significantly different. The impact that extra $50,000 makes on your life is very little. So now, let’s fast forward and go to the 3rd batch of $50,000 I started making.

When I started making $50,000 a year, the impact of that 3rd batch of $50,000 is very minimum on my life. And $150,000 a year, you can afford to drive like a super sports car, like Lamborghini or Ferrari if you’re single. That’s how, he can get away with driving a Maserati, and Tesla.

We’re looking at a Lamborghini or, still decide at Lamborghini Huracan or Ferrari 458 right now. So when you get $150,000 a year, you have the financial ability to drive like a supercar. But if you look at the quality of your life, the impact of the 3rd batch of $50,000 makes on your life, it really doesn’t make that significant difference in your life.

Because when you’re broke and you have no money, you made the first batch of $50,000 income, it makes such a big difference cause you’re able to get a car, get an apartment, get a house, get a girlfriend, get a boyfriend, have a child, things like that. But then, when you make the 2nd and the 3rd down and you’re on to your 3rd batch when you’re making your $150,000 a year, the impact that it makes on your life is very minimum. You can drive a supercar or something like that, or maybe you can buy a house.

But the overall, we’re not talking about the material things that you can own, we’re talking about the overall quality of your life has not changed, like how you feel day to day or you stress out about pay nice bills, or you stress out because you want to take a girl out and you have no money or no car to take her out to a nice restaurant, or to the movies.

So now, at $150,000 a year, this is where the rich folks, like the doctor here comes in the place. So $150,000 a year for someone like myself, and someone that comes out from the college with medical school, the degree or something, our lifestyle is pretty much the same. We can hang around the same group of people in society, we can do all that stuff, and nothing much is really changed.

Now let’s talk about the next level when you start making the 4th batch of $50,000 and your income is now $200,000 a year, anywhere between $150,000, $200,000 a year. Did your quality if life change, doc?

Doctor: No.

Tai Zen: You can still live in the same house, drive the same car. He has a Limousine driver drive him around. But really the quality, we’re not talking about how much extra money you have in saving, but the quality of life, it is still not changed.

Doctor: The quality doesn’t improve because of you a little bit more relaxed. Especially if you know that 200 is gonna be rolling indefinitely every year.

Tai Zen: So he says there’s a little bit more different, but for me, I did not notice anything different. If you come over my house, there’s really nothing inside the house, it’s just an empty house. In my living room, I have a couch, I can sit there and watch a movie with my wife.

I have 1 TV screen, and the entire first floor and the rest of the first floor is empty so that my kids can drive their electric motorcycle and the bicycle around the house. When my friends come over with their kids, they can run around the house. So I don’t have a lot of material inside my house.

Like I only have 1 table to sit down and eat dinner, and that’s it. I don’t have stuff hang over the walls, I don’t have decorations all of my house. I wanna come to my house and see it empty.

I don’t want stuff to hang over the house, a desk, lamps, lights, candles, things stupid nonsense like that distracts me and gets to my way. I wanna be able to have a clear mind.

And if I walk into my house, there’s junk everywhere, I have to think about the flower vase, I have to think about the TV, I have to think about the stereo system, the CD, the DVD, all that stupid nonsense take energy out of my mental ability to focus on making money in the Cryptocurrencies. So I’ll do none of that nonsense.

So if you come to my house, the first thing people always ask me is how long you been here? I’ve been there several years already. But the house is still empty so they think I’ve just moved in. So that’s the lifestyle that I choose.

I choose to have a low manner of lifestyle. Now when you make $200,000 a year, I talk to them, obviously, the doctor here and then I talk to, none of us have a real significant different impact in the quality of our life. and I, we discuss what happens when you start making $250,000, $300,000, $350,000, $400,000 a year.

We talk to other people, our friends that make that kind of money, there is something that I notice, is that below $300,000, $350,000, $400,000, the impact on the quality of your life is not that significantly different. Now if you listen to this, and you live in Mexico or you live in a third world country or you live in China or Vietnam, or anything like that, you may think that it’s different.

If you live in a country where $50,000 is 10 years worth of income, I want you to think of the amount of income that somebody makes in your country in 1 year. So like in Vietnam where I come from, the average teachers, high school or college teachers’ salary, I think around $500 or $600 a month. So if you take that $500 or $600 a month and multiply by 12 months, that will be about $5,000.

So in your country, if you’re living in Vietnam or another country like that, when I say 50,000, I want your head to think of making $5,000 a year instead if $50,000. That way you can still understand what I’m talking about and do not think $50,000 is a lot of money in your country.

Over here in America, if you make less than $3,000 a month, it’s extremely difficult to have a normal lifestyle, normal quality of living. This is very important to know, this is extremely important to know when you’re trying to create life-changing finance.

When you’re trying to make a life-changing amount of money in the world of Cryptocurrencies, it’s extremely important to know there’s a certain amount of money that makes a huge impact on your life, and then there’s a certain amount of money that does not make a big impact on the quality of your life.

In the world of Cryptocurrency investing site,, our goal is to help people and to help ourselves too, not to help other people but also help ourselves to make life-changing amounts of money, the types of money that would drastically change the quality of your life.

I wanna share with you an example of what that number is so that you can relate with it and you can set a target for yourselves, so that while you are investing into Cryptocurrencies, you will know how much to risk into the Cryptocurrencies, you know how much to make and how much profit to take and not sit on your investment and not do anything with it while it runs all the way up and then comes back down.

So I’m gonna use myself as an example, and then you do the math for what it takes in your country. So for me, in America, right now, at this moment, as I’m talking, I have to make $5,000 a month, whether from working, whether from my websites or whether from my trading, my Cryptocurrency investing.

Somewhere, I have to come up with $5,000 each month so that I can pay my bills, my water bill, my electricity, my house, payment to the bank each month, my food, my internet bill, my cell phone. These are all just basic necessaries, the property taxes in North Dallas, in the city that I live in, the average property taxes for every homeowner is around $5 to $6 minimum.

So every month, $5,000 that I have to make each month, about $600 of it is going to property taxes alone. That’s just for the city taxes. It’s very important that you understand how much you need to make.

In America, we call it “your nut”. What is your nut? The size of your nut each month? When we say about the size of your nut, we’re not talking about your testicles or your balls, we’re talking about the nut like a scroll each nut. How many nuts that are scrolled have to eat instead of stay full each week.

In America, whenever you say what is your monthly nut? That means what are your monthly expenses each month. So my monthly expenses to take of my wife and my 2 kids is about $5,000 each month. That covers all of my expenses.

That does not mean that we can go party like a rock star, and go to amusement parks every weekend, pay $100, $200 for tickets to get in and have fun in the amusement park. That just means that we make enough money to pay all our insurance or health insurance or the electricity, the basic that we need to survive on. So now we talk about how much money do I need to make in Cryptocurrencies so that it’s a life-changing amount of money.

For me personally, it’s gonna be different for everybody. And I can assure you that it’s not gonna be less than $200,000 or $300,000. For me personally, if I have the ability to not have to ever worry about money again for about 10 years, if I need $5,000 a month, if you multiply 5,000 by 12 months, that is an amount of $60,000 a year.

So if I have $60,000 a year for 10 years, that’s a total of $600,000. If I make $600,000 in Cryptocurrencies, then that means that I can stop what I’m doing and not have to ever worry about paying the bills again for a period of 10 years. And I know that’s a life-changing amount of money for me.

Now you might ask why not 1 year or why not 3 years or 5 years or 8 years? Why 10 years? Because mentally from me, if I can have enough money to where I never have to worry about paying another bill again, if I goof off and just lay on the beach all day for the next 10 years, not make 1 trade in the market, and I still have enough money in reserves to pay all my bills for the next 10 years, I know that with those 10 years period of time, I will make a few million dollars, and I’ll never have to worry about money again for the rest of my life.

So that’s the target that I have in mind is to make $600,000. So once I make that $600,000 in Cryptocurrencies, I will cash out that $600,000 immediately. I don’t care if it’s going to the moon or not, I don’t care if it goes to Mars, I really don’t care if it goes to Jupiter.

When I get that $600,000, I’m cashing it out and put it there on the side right away. Because now I know that within the next 10 years of my life, the trading that I do in Forex currency market, the online businesses that I’m trying to build and all that stuff, I know, I’m confident.

There’s no doubt in my mind that I will make a few million dollars in that 10 years period if I just have the time, the lack of mental stress to focus on building my businesses. Now, I’m gonna use the doctor as an example. He has made a million dollars a year in his life, multiple years in his life before.

And he owns a sh*it, he owns the dust that we’re driving on right now. So he’s really not in a rush to make any more money. So he has different needs at his monthly nut or his monthly expenses are a lot of different from me because he doesn’t have any kids, he doesn’t have anybody that depend on him.

So for him, he also needs $5,000 a month to pay all his expenses cause he lives in multiple cities at one time so he has resided in multiple places. For him, if he has $5,000 a month, that will cover his expenses and everything, he doesn’t have to stress out. Now for him, he does not need a 10-year stretch or 10-year period of no bills like I do.

For him, it’s only 5 years because he has a lot of stuff going on that he feels that if he doesn’t have to worry about the bill again for 5 years, then he can make a few million dollars during that period of time or he can make enough money or sets up a business to create enough residual income where he never has to worry about that again.

Now if you wonder why he made a few million dollars in his life multiple times, and now he still worries about making money, it’s because we all make mistake. Just because somebody makes some million dollars multiple times in their life, that doesn’t mean that they always keep it.

It’s not how much you make, it’s how much you keep that’s important. The problem with him is that he lost in bad investments, bad decisions. So it’s not like just because you make a few million dollars that don’t mean that you’re safe for the rest of your life.

It’s what you do with those million dollars that make it different. So even though he made more money than I ever have in my lifetime, we’re still at the same place right now. So just be aware that, don’t let that idea that somebody makes multiple millions of dollars impress you or trick you or fool you or make you think that’s the end game.

So I hope you like this video. And in the next video, I’m gonna share with you what is the percent profit return that you have to make and how many time you have to flip your investment in the Cryptocurrency world in order to hit your target and how much you need to invest.

Because people are always asking me, everyday somebody emails me asking me how much should I invest into Lisk, how much should I invest into Bitcoin, how much should I invest into the Waves Platform, how much should I invest into DAO, how much should I invest into the People are always emailing me and I’m tired of it.

I wanna answer one time in the next video so that you know for sure. But before I come out with the next video to explain to you how much of your money you should invest in the Cryptocurrencies, it is extremely important that you understand this video of what I discuss about the impact of money on your quality of life.

I want you to have that back in your mind so in the following video when I’m talking about it, the other thing is about how much you should invest into the Cryptocurrencies world that you will have an idea what I’m talking about.

So make sure that you watch this video clearly, and take a moment to determine what is your monthly nut and what is your monthly expense, so that when I talk about it in the next video, how much risk that you should take and how much money you should invest in the market and when you should take profit, it will all make sense to you because if you don’t have that number of the monthly expense that you need, and also how much money like for me it was 10 years, that’s the period of time that I need.

I need enough money to buy me 10 years worth of time, and the doctor over here needs enough money to buy him 5 years worth of time. So how much time do you need to know that you can build every individual income or source of income that will feed you and your family for the rest of your life?

So let me go and end this video and I’ll see you in the next one. We’ll talk about how much to risk and when to take profit, and how much of your money you should put into the Cryptocurrency market. Thanks for watching this video and I hope you like it.

I hope that it will be helpful for you to help you decide if nothing else makes you aware of what it is that you need so that you have a target. Cause if you don’t have a target in mind, to shoot for in the Cryptocurrency market, it’s extremely difficult to get there. So thanks for watching this video.

If you have friends or family that want to learn how to make a life-changing amount of money in Cryptocurrencies, make sure that you share this video and my channel with them, and my friend and I will share with you how to make a life-changing amount of money in Cryptocurrencies.

We’re close to hitting our personal target, and we wanna share with you some of the mistakes, the blunders and the dumbass moves that we have made in the past and lose a ton of money with you, so you will know, so you don’t do the same thing.

So give me a thumbs up if you like these types of life-changing finance videos. Give me a thumbs down if you don’t like it so I’ll know not to waste time with it, and I’ll see you in a future video.

Cryptocurrency Investing Blueprint™ Course Cover

We believe you should NOT be in front of the computer all day making short term, in and out trades. That is no different than having a “day job” at home instead of at the office. After completing the blueprint, you will learn how to PUT your money to WORK for you in the crypto market.

Cryptocurrency Investing Bootcamp - Tai Zen & Leon Fu Dot Com 6

If you want to GET RID of the anxiety, nervousness, self-doubt, and FEAR of picking the “wrong” cryptocurrency and losing your hard earned money… then don’t think twice about it; get the blueprint today because it’s the perfect fit for you.

Cryptocurrency Investing Bootcamp - Tai Zen & Leon Fu Dot Com 12

You will learn “The VC MAN Method™” that we developed that allows you to systematically identify “A” Tier cryptocurrencies worth investing in, that are not scams, by identifying the 5 Key Traits of a Profitable Cryptocurrency.

Cryptocurrency Investing Bootcamp - Tai Zen & Leon Fu Dot Com 6

You will learn how to properly exit a trade so that you will be profitable even when you are wrong over 60% of the time! Imagine being RIGHT less than 40% of the time in your crypto investing and still be profitable! You do not have to be RIGHT all the time to be successful in cryptocurrency investing!

Confident Bitcoin and Cryptocurrency Investor

If you have the burning desire to make Life Changing Profits™… Faster Than You Ever, if you are SICK & TIRED of struggling to figure things out alone or listening to people who don’t make a living from crypto investing… then this blueprint is a perfect fit for you.

Confident Bitcoin and Cryptocurrency Investor

YES, there is a guarantee! If the Cryptocurrency Investing Blueprint™ did not deliver on what was promised on this website, simply make a request within 30 days for a refund, and we will cancel your student access and REFUND you back 100% of your purchase in US dollars.

Now there’s no excuse! If you’re serious about making Life Changing Profits™ in crypto investing, then click on the link below and order your copy of the Cryptocurrency Investing Blueprint™ immediately!

Leave a Reply